cd7af2166d79679c9e512a9b8d36c444f60ca71fe40cad5115b223a72d06312b

“I am death, the destroyer of the worlds, fully developed, and I am now active about the overthrow of the worlds. Even without you, the warriors standing in the adverse hosts, shall all cease to be.” – Bhagavad Gita 11.32.   1/x   Creative destruction is a cornerstone to the advancement of society. That is…

Read More

Economics behind RWA – Part 2

As a follow-on to Part 1 of the Economics behind RWA, if we view the cost of capital from the lens of the borrower (especially when the cost of capital from Maker is zero), the interest paid can be viewed as a tax. Thus a similar economic theory surrounding taxation that can be found in…

Read More

Translucent Finance – Off-chain lenders

In the course of ordinary business, many companies come in contact with “confidential” information. Being a Lender the in the Credit Tenant Lease space is no different. In addition to reviewing the lease and the financial statements from credit worthy tenants, the financial costs to do a specific projects, or even the personal financial statements…

Read More

Real World Assets – CTL Document Roadmap – Getting started v1

Getting Real World Assets on Maker is an essential path to stabilize the DAI peg. Doing so is not trivial, not for the faint of heart, but completely achievable.    After some of my recent posts related to my initiative and contemplated structure and objectives, I have had several chat sessions and several calls with…

Read More

How MakerDAO can be a competitive lender in the Credit Tenant Lease marketplace

What is the objective? It seems clear that MakerDAO needs to onboard large amounts of real world assets in order to meet continual DAI demand. Leaning on my background and existing businesses, I’d like to propose specific assets, structures and counterparties so that we can achieve this in the near-term to help build real-world DAI…

Read More

June 2020 Events

As the events of the last week have unfolded, I along with many have struggled to internalize what is developing in front of us. I understand the protesting and mostly support it. However, the lawlessness has tarnished the message. Violence is not the solution. We are better than that.  Everyone, literally EVERYONE deserves equality of…

Read More

An economic perspective on COVID-19 from a recovering engineer

Full disclosure, I am not a medical professional nor am I a statistician, just a recovering engineer. The coronavirus COVID-19 by now is the most discussed topic of the entire year and will likely stay that way for the foreseeable future. Since its first discovery in Wuhan, China, the virus was largely spreading undetected and…

Read More

The MKR rabbit hole

About a year ago I first heard about Maker (MKR). I listened. I heard, but I failed to truly comprehend the depth of Maker. In summary, I largely dismissed it as just yet another ethereum project. That was a mistake. Luckily I believe the market has also failed to grasp the depth of the value…

Read More

Challenging the SEC for an ICO

To determine if an offering is a security in the United States, the Howey test is applied. https://consumer.findlaw.com/securities-law/what-is-the-howey-test.html   In the below Order, a Judge has determined that an ICO did not meet the requirements of the Howey test (even though the SEC believes it did). https://www.law.com/therecorder/2018/11/27/judge-to-sec-this-ico-isnt-a-security-offering/?slreturn=20181029050753   First off, the guidance issued from the…

Read More