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“I am death, the destroyer of the worlds, fully developed, and I am now active about the overthrow of the worlds. Even without you, the warriors standing in the adverse hosts, shall all cease to be.” – Bhagavad Gita 11.32.   1/x   Creative destruction is a cornerstone to the advancement of society. That is…

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June 2020 Events

As the events of the last week have unfolded, I along with many have struggled to internalize what is developing in front of us. I understand the protesting and mostly support it. However, the lawlessness has tarnished the message. Violence is not the solution. We are better than that.  Everyone, literally EVERYONE deserves equality of…

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An economic perspective on COVID-19 from a recovering engineer

Full disclosure, I am not a medical professional nor am I a statistician, just a recovering engineer. The coronavirus COVID-19 by now is the most discussed topic of the entire year and will likely stay that way for the foreseeable future. Since its first discovery in Wuhan, China, the virus was largely spreading undetected and…

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Historic Financial Institutions Cash Cow

To run a successful business, an enterprise needs a mix of business units that take a diversity of risk profiles. Some being focused on growth, while others are less-risky and generate a more or less constant streams of positive cash-flow (e.g. the Cash Cow). Historically banks and other financial services have relied on fees to…

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2008 financial crisis. Vote.

Originally published 12 Oct 2012 History may very well go down showing that this period of social / fiscal transition after the 2008 financial crisis (and even before) was a period not so much of conflict, disagreement, and mistrust between Democrats and Republicans failing to compromise, thereby leading to an almost dysfunctional legislative government, but…

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Finding something in common

In today’s world, politics have severely divided the United States along party lines. Republicans and Democrats both believe the other has a nefarious intent. While it is true that both sides see solutions in drastically different ways, we must find something in common at every turn to *not* allow our country to be torn apart.…

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Venezuela. Refugees. What is their future?

After reading the posts below, one can only start to fathom the immense challenges the entire region faces with more refugees than Syria. https://www.bloomberg.com/news/articles/2018-08-30/venezuela-s-neighbors-join-to-contain-crushing-flow-of-refugees https://www.reuters.com/article/us-cryptocurrency-venezuela-specialrepor/special-report-in-venezuela-new-cryptocurrency-is-nowhere-to-be-found-idUSKCN1LF15U New articles are showing how if 2013 a person had purchased $1 mm USD of Bolivars.. and then converted them back to USD at the beginning of this month, the…

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